Without adequate planning, your business may be negatively impacted or forced to close in a relatively short period of time.Are you taking the right steps to make sure your business can survive the retirement, disability, or death of an owner or key employee?.This information is current as of November 2004. Although care is taken in preparing this material and presenting it accurately, Transamerica disclaims any express or implied warranty as to the accuracy of any material contained herein and any liability with respect to it. Additionally, this material does not consider the impact of applicable state laws upon clients and prospects. However, tax laws are subject to interpretation and change, and there is no guarantee that the relevant tax authorities will accept Transamerica's interpretations. Discussions of the various planning strategies and issues are based on our understanding of the applicable federal income, gift, and estate tax laws in effect at the time of this presentation. Clients and other interested parties must consult with and rely solely upon their own independent advisors regarding their particular situation and the concepts presented here. This presentation is provided for informational purposes only and should not be construed as tax or legal advice. Transamerica Occidental Life Insurance Company (“Transamerica”) and its representatives do not give tax or legal advice.
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